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Economy: Milford, Hartland and Highland Michigan home buying, real estate listings, and homes for sale in Livingston County, MI

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All Saints Lutheran Church Heritage Hills Church Free Methodist 5530 Runyan Lake Road Fenton, MI 48430 810-632-3417 Hardy United Methodist Church 6510 E. Highland Road Howell, MI 48843 517-546-1122 Hartland Presbyterian Church Trillium Professional Center 12319 Highland Road, Suite 203 Hartland, MI 48353 810-632-5890 Hartland United Methodist Church 10300 Maple Hartland, MI 48353 810-632-7476	Ore Creek Community Church 11554 Highland Road Hartland, MI 48353 810-632-7300 St. John Catholic Church 2201 S. Old US-23 Brighton, MI 48814 810-229-8624 The River Community Church 9141 Hartland Road Fenton, MI 48430 810-750-0350 Tyrone Covenant Presbyterian Church 10235 White Lake Road Fenton, MI 48430 810-629-1261 Victory Baptist Church P.O. Box 523 Hartland, MI 48353 810-714-1445

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	Which U.S. hotel has more fountains than any other hotel in the world?
A	The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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The Reader Team, REALTORŽ, real estate agent and broker for Milford, Hartland and Highland Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Tige Reader
RE/MAX Platinum
11200 Highland Road
Hartland, MI. 48353
Direct: 810-632-7948
Phone 1: 810-632-5050
Phone 2: 800-321-8443
Fax: 810-632-7789
Email: Tige.Reader@yahoo.com
Tige Reader is an Associate Broker of RE/MAX Platinum. He is an Accredited Buyer Representative (ABR), a Certified Residential Specialist (CRS), Certified Residential Brokerage Manager (CRB), A Graduate, REALTOR Institute (GRI), a consecutive member of the RE/MAX 100% Club since joining in 1995, a member of the Platinum Club since 2002, a member of The Hall of Fame Club since 2002 and a Lifetime Miracle Member of the Children's Miracle Network. Residential real estate sales are his primary specialty; Commercial real estate sales are his secondary specialty.

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